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Virginia State Claims Association Antitrust Policy
This policy is designed and adopted to prevent any violation of antitrust laws at the meetings, conferences, and other events of the Virginia State Claims Association (VSCA). Members and attendees at these events must keep in mind that their respective companies are competitors in the marketplace, and therefore members and attendees must exercise care during presentations, discussions and communications of any kind to avoid topics that might impact the competitive marketplace and could later be misinterpreted as evidence of collusion. Accordingly, at all educational, social, and business events connected with these events, there should be no discussion or agreement, formal or informal, expressed or implied, as to any matters which might give rise to an allegation of a violation of antitrust laws. These include, but are not limited to, the following:
•information concerning current or future rates, discounts, surcharges, rate structures or classifications, losses, expenses or other costs, profits, current or future product design or coverage, any current or future terms of sale or other marketing practices; current or future underwriting practices or eligibility for insurance, or any other aspects of the operations of any individual company; •information concerning prices or labor rates charged by, or doing business with, certain suppliers or service providers for the insurance industry; •information concerning any forms of joint or cooperative action which may have an adverse effect on any person or organization;
•any other matters on which insurers, claims adjusters, and other professions and vocations connected with the insurance industry ordinarily compete with each other. All participants in any discussion or correspondence are obliged to speak up immediately for the purpose of preventing any discussion falling outside the bounds indicated by these guidelines. Participants are also further advised to raise questions they may have about these guidelines prior to engaging in any questionable discussions.